Free Tool
SIP & Lumpsum
Calculator
Visualise your wealth journey. Adjust sliders, see instant results, and compare SIP vs Lumpsum returns.
₹500₹1,00,000
1%30%
1 yr40 yrs
₹12.00 L
Invested
₹11.23 L
Returns
₹23.23 L
Maturity
Returns shown are estimated based on the rate you input. Actual returns depend on market performance. Mutual fund investments are subject to market risks.
Investment vs Returns
Amount Invested52%
₹12.00 L
Est. Returns48%
₹11.23 L
Total Maturity
₹23.23 L
Year-by-Year Growth
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Rule of 72
Divide 72 by your expected return rate to know how many years it takes to double your money. At 12%, it's 6 years.
⚡
Power of Compounding
Start early, even with small amounts. A ₹500/month SIP at 12% for 30 years grows to ₹17.5 lakhs.
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Step Up SIP
Increase your SIP by 10% every year aligned with your salary increment. It supercharges returns significantly.